Nach den Ereignissen in Zypern kam es zu einer regelrechten Verkaufswelle bei den physisch hinterlegten Gold ETFs. Laut uns vorliegenden Informationen haben vor allem asiatische Adressen Anteile an ETFs verkauft und dagegen physische Ware erworben. Laut Aussagen von Schweizer Barrenproduzenten gehen rund zwei Drittel der aktuellen Barrenproduktion nach Asien.
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Niels JacobsenMit besten Grüßen
Niels Christian Jacobsen

FLM Factoring und Leasing Makler GmbH & Co KG
FactoringmaklerMittelstandsfinanzierung
Kontakt | jacobsen | +49 (40) 32527941 | +49 (172) 8830136

flyer \\ blog \\ skype \\ facebook
NEU: Elbnetz.com – Einfach gute Websites

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Die niederländische Bank ABN Amro hat ihren Kunden mit einem Schreiben mitgeteilt, dass es ab sofort nicht mehr möglich sei, sich seinen Edelmetallbestand physisch ausliefern zu lassen. Stattdessen wird nur noch ein cash-settlement (Verkauf des Edelmetalls gegen Barausgleich) angeboten.
FLM_RGB_forweb.jpg

Niels JacobsenMit besten Grüßen
Niels Christian Jacobsen

FLM Factoring und Leasing Makler GmbH & Co KG
FactoringmaklerMittelstandsfinanzierung
Kontakt | jacobsen | +49 (40) 32527941 | +49 (172) 8830136

flyer \\ blog \\ skype \\ facebook
NEU: Elbnetz.com – Einfach gute Websites

http://mobil.wiwo.de/;h=4d0f4fae1d;turnpage=2/


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Dieser Artikel wurde Ihnen von n-tv mobil geschickt, mit folgender Mitteilung:

Link zum Artikel: http://apps.n-tv.de/politik/City-BKK-steht-vor-dem-Aus-article3133491.html

Dieser Artikel wurde Ihnen von n-tv mobile geschickt, mit folgender Mitteilung:

Link zum Artikel: http://www.n-tv.de/wirtschaft/MGM-kaempft-ums-Ueberleben-article1823516.html

In USA schlossen in diesem Jahr bereits 77 Banken Ihre Bücher für immer:
aus http://harveyorgan.blogspot.com/

Regulators shut 3 Fla. banks, 1 in Calif.

By MARCY GORDON (AP) – 50 minutes ago

WASHINGTON — Regulators on Friday shut down three affiliated banks in Florida and a small California bank, bringing the number of U.S. bank failures this year to 77.

The Federal Deposit Insurance Corp. took over the banks owned by holding company Bank of Florida Corp. They are: Bank of Florida-Southeast, based in Fort Lauderdale, with $595.3 million in assets; Bank of Florida-Southwest, based in Naples, with $640.9 million in assets; and Bank of Florida-Tampa Bay, based in Tampa, with $245.2 million in assets.

The FDIC also seized Granite Community Bank, located in Granite Bay, Calif., with $102.9 million in assets.

EverBank, based in Jacksonville, Fla., agreed to acquire the assets and deposits of the failed Florida banks. Tri Counties Bank, based in Chico, Calif., is assuming the assets and deposits of Granite Community Bank.

In addition, the FDIC and EverBank agreed to share losses on the three Florida banks‘ loans and other assets. Losses will be shared on $437.3 million of Bank of Florida-Southeast’s assets, on $568.1 million of Bank of Florida-Southwest’s assets and on $210.8 million of Bank of Florida-Tampa Bay’s assets. The federal agency and Tri Counties Bank agreed to share losses on $89.3 million of Granite Community Bank’s assets.

The failures of the three Florida banks are expected to cost the deposit insurance fund a total of about $203 million. That of Granite Community Bank is expected to cost around $17.3 million.

With 77 closures nationwide so far this year, the pace of bank failures is more than double that of 2009, which was already a brisk year for shutdowns. By this time last year, regulators had closed 36 banks. The pace has accelerated as banks‘ losses mount on loans made for commercial property and development.

The number of bank failures is expected to peak this year and to be slightly higher than the 140 that fell in 2009. That was the highest annual tally since 1992, at the height of the savings and loan crisis. The 2009 failures cost the insurance fund more than $30 billion. Twenty-five banks failed in 2008, the year the financial crisis struck with force, and only three succumbed in 2007.

As losses have mounted on loans made for commercial property and development, the growing bank failures have sapped billions of dollars out of the deposit insurance fund. It fell into the red last year, and its deficit stood at $20.7 billion as of March 31.

The number of banks on the FDIC’s confidential „problem“ list jumped to 775 in the first quarter from 702 three months earlier, even as the industry as a whole had its best quarter in two years.

A majority of institutions posted profit gains in the January-March quarter. But many small and midsized banks are likely to continue to suffer distress in the coming months and years, especially from soured loans for office buildings and development projects.

The FDIC expects the cost of resolving failed banks to grow to about $100 billion over the next four years.

The agency mandated last year that banks prepay about $45 billion in premiums, for 2010 through 2012, to replenish the insurance fund.

Depositors‘ money — insured up to $250,000 per account — is not at risk, with the FDIC backed by the government.

Cash is King

For any company big or small cash flow is the life blood to the success or failure of company. You probably know of many companies that have failed because of bad debts or invoices not being paid on time. Whilst your Sales Ledger may look healthy its no good until you receive the money into your bank account. This is where Invoice Factoring & Discounting can help.

  • Improve Cash flow with Invoice Finance
  • Release up to 95% of the invoice day 1
  • Bad debt Protection & Credit Insurance
  • Outsource Credit Control & Collections
  • Confidential Invoice Discounting
  • Revolving credit facility, Fast Invoice Payment
  • Available to New Starts

What is Invoice Finance?

Invoice Finance covers both Invoice Factoring and discounting and works as follows: The invoice factoring company fully manages your sales ledger and provides you with credit control and collection services of all your outstanding debts. The invoices you issue upon a sale are sent to the Invoice Factoring Company who typically advances up to 90% of the invoice amount to you. The balance, less a management charge, is paid when the customer makes payment directly to the factoring company. The service is disclosed to your customer who typically receives a letter from the Invoice Discounting, or attached note to your invoice, containing payment instructions to your invoice factoring and discounting company.

Who is eligible for Invoice Finance?

There are typically two costs involved: a service charge expressed as a percentage of sales factored and an interest charge for the cash advances. The service charge, covering sales ledger management, collections services and, if you wish, bad debt protection can be typically 0.25% – 3% of turnover. The main considerations in determining the service charge are your annual turnover, number of invoices and number of customers. The interest charges calculated on the daily usage of funds is typically comparable to normal secured bank overdraft rates.

Why is Invoice Finance important to business?

Funding is flexible and linked to your current and future trading levels and needs. You can plan ahead more confidently, because you know that a fixed percentage of monies invoiced out will actually be available at any given time. Extra up-front finance gives you extra bargaining power in dealing with suppliers. You can take advantage, for example, of bulk purchase, or prompt payment discounts.
Access to credit ratings allows confident trading with new enquirers, ensuring that your hard work attracting customers is not wasted through bad debts. Professional credit control gives speedier cash flow, providing freedom to grasp new and existing business opportunities. Expert help can be extended when expanding into overseas markets, giving you the peace of mind despite the physical distance.
Can play a significant part in Business Rescue and Restructure. Often the fastest business life line for a company receiving a Bad Credit rating from customers slow or poor payment record. Company Voluntary Arrangement ( CVA ) CCJ’s, Company Bad Credit Ratings and defaults or Phoenix Accepted.

Jetzt auch in Deutschland – sprechen Sie mit uns.

Mit besten Grüßen

Niels Jacobsen

Ballindamm 13
20095 Hamburg
Fon +49 40 325279 41
cell +49 172 8830136
jacobsen

www.flmakler.de

www.factoringmakler.org

FLM Factoring und Leasing Makler GmbH & Co KG
Amtsgericht Hamburg, HRA 110564

Geschäftsführer Diplom-Volkswirt Niels Christian Jacobsen

Komplementärin: Verwaltung FLM Factoring und Leasing Makler GmbH
Amtsgericht Hamburg, HRB 110804, GF Niels Christian Jacobsen

December 22, 2009

Insolvent Mortgage Times Goes Into Administration

According to reports from Mortgage Strategy Mortgage Times Group has gone into administration.

Mortgage Times have today announced that it will no longer be able to conduct regulated business. In an email from the board of Director to all appointed representatives of the mortgage network the following was stated.

"It is with great regret that The Mortgage Times Group Limited, as the authorised person, has applied for a variation of the current permission granted to TMTG pursuant to Part IV of the Financial Services and Markets Act 2000.

"The variation of permission requested is the addition of a requirement that with effect from 21 December 2009, the Mortgage Times Group Limited may not carry on any of the regulated activities in the permission.

"This means as appointed representatives of The Mortgage Times Group Limited you are no longer permitted to conduct regulated activities under our FSA number 303007 as from today’s date.

"As you will all be aware 2009 has been an extremely turbulent year for TMTG and we have been vigorously attempting to secure investment into the business from strategic business partners to allow us to continue to trade solvently in to 2010.

"We are extremely saddened that at the 11th hour a potential major investor has made the decision not to proceed and we have been left with no alternative but to cease trading.

"We would like to thank all our ARs for their loyalty over the last five years and apologise profusely that we have not been able to continue to provide a platform for you all to continue to trade.

"We assure you that we have left no stone unturned in an attempt to find a solution to our recent difficulties but ultimately have been left with no other options going forward.

"We would like to give you our best wishes for success in the future when this marketplace eventually returns to normality."

Mit besten Grüßen

Niels Jacobsen

Ballindamm 13
20095 Hamburg
Fon +49 40 325279 41
cell +49 172 8830136
jacobsen

www.flmakler.de

www.factoringmakler.org

FLM Factoring und Leasing Makler GmbH & Co KG
Amtsgericht Hamburg, HRA 110564

Geschäftsführer Diplom-Volkswirt Niels Christian Jacobsen

Komplementärin: Verwaltung FLM Factoring und Leasing Makler GmbH
Amtsgericht Hamburg, HRB 110804, GF Niels Christian Jacobsen

Umfrage

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